/* =====================================================================
   Strong Insurance Services — "Plateau Almanac"
   Artisanal / editorial small-town field-guide. Hand-coded, round 2.
   ===================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Fraunces:ital,opsz,wght@0,9..144,400;0,9..144,500;0,9..144,600;1,9..144,400;1,9..144,500&family=Source+Sans+3:ital,wght@0,400;0,500;0,600;0,700;1,400&display=swap');

:root{
  /* Strong's own palette */
  --navy:        #1f2a52;
  --navy-deep:   #161e3c;
  --maroon:      #7E300C;      /* brick / ink accent */
  --maroon-dk:   #5f2308;
  --gold:        #c9a94e;      /* warmer than tan, ink-gold */
  --gold-soft:   #d9c489;
  --pine:        #3c5645;      /* plateau green */
  --pine-soft:   #6f8a76;

  /* Erie co-brand — used ONLY on the Erie badge */
  --erie:        #005fac;

  /* Paper / surfaces — warm almanac stock, never pure white */
  --paper:       #f7f1e6;
  --paper-2:     #f1e8d6;
  --paper-3:     #ece0c9;
  --card:        #fbf6ec;
  --ink:         #25201a;      /* warm near-black body ink */
  --ink-soft:    #5b5247;
  --rule:        #d8c9ad;      /* hairline rules */
  --rule-soft:   #e6dac1;

  --shadow-sm: 0 1px 2px rgba(45,33,20,.06), 0 2px 8px rgba(45,33,20,.05);
  --shadow-md: 0 4px 14px rgba(45,33,20,.10), 0 12px 34px rgba(45,33,20,.08);
  --shadow-lg: 0 10px 30px rgba(31,42,82,.14), 0 30px 70px rgba(31,42,82,.10);

  --spring: cubic-bezier(.22,1.2,.36,1);
  --ease:   cubic-bezier(.4,0,.2,1);

  --maxw: 1180px;
  --gutter: clamp(20px, 5vw, 64px);
}

*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; -webkit-text-size-adjust:100%; }
body{
  margin:0;
  font-family:'Source Sans 3', system-ui, sans-serif;
  color:var(--ink);
  background:var(--paper);
  line-height:1.65;
  font-size:17px;
  -webkit-font-smoothing:antialiased;
  /* faint paper grain */
  background-image:
    radial-gradient(rgba(126,48,12,.020) 1px, transparent 1px),
    radial-gradient(rgba(31,42,82,.018) 1px, transparent 1px);
  background-size: 7px 7px, 11px 11px;
  background-position: 0 0, 4px 6px;
}
img{ max-width:100%; display:block; }
a{ color:var(--maroon); text-decoration-thickness:1px; text-underline-offset:3px; }

/* ---- type ------------------------------------------------------------ */
h1,h2,h3,h4{ font-family:'Fraunces', Georgia, serif; color:var(--navy); line-height:1.08;
  margin:0 0 .4em; font-weight:600; letter-spacing:-.01em; }
h1{ font-size:clamp(2.5rem, 6.2vw, 4.6rem); font-weight:600; }
h2{ font-size:clamp(1.9rem, 4vw, 3rem); }
h3{ font-size:clamp(1.25rem,2.2vw,1.6rem); }
.serif-italic{ font-style:italic; font-weight:500; }
p{ margin:0 0 1.05em; }
.lead{ font-size:clamp(1.12rem,1.7vw,1.35rem); color:var(--ink-soft); line-height:1.6; }

/* small caps label — the "almanac heading" motif */
.kicker{
  display:inline-flex; align-items:center; gap:.6em;
  font-family:'Source Sans 3',sans-serif; font-weight:600;
  font-size:.74rem; letter-spacing:.22em; text-transform:uppercase;
  color:var(--maroon);
}
.kicker::before{
  content:""; width:26px; height:2px; background:var(--maroon);
  border-radius:2px; opacity:.8;
}
.kicker.center{ justify-content:center; }
.kicker.gold{ color:var(--gold); }
.kicker.gold::before{ background:var(--gold); }
.kicker.light{ color:var(--gold-soft); }
.kicker.light::before{ background:var(--gold-soft); }

/* ---- layout ---------------------------------------------------------- */
.wrap{ max-width:var(--maxw); margin-inline:auto; padding-inline:var(--gutter); }
.section{ padding-block:clamp(56px, 8vw, 110px); }
.section.tight{ padding-block:clamp(40px,5vw,68px); }
.eyebrow-center{ text-align:center; }

/* deckled / torn paper edge between sections */
.deckle{ position:relative; }
.deckle::after{
  content:""; position:absolute; left:0; right:0; bottom:-1px; height:14px;
  background:
    radial-gradient(8px 12px at 12px 0, transparent 70%, var(--paper) 71%) repeat-x;
  background-size:24px 14px;
  pointer-events:none;
}

/* ---- buttons --------------------------------------------------------- */
.btn{
  display:inline-flex; align-items:center; gap:.55em;
  font-family:'Source Sans 3',sans-serif; font-weight:600; font-size:1.02rem;
  padding:.82em 1.5em; border-radius:999px; cursor:pointer;
  text-decoration:none; border:1.5px solid transparent;
  transition:transform .35s var(--spring), box-shadow .35s var(--spring), background .25s var(--ease), color .25s var(--ease);
  white-space:nowrap;
}
.btn .arr{ transition:transform .35s var(--spring); }
.btn:hover .arr{ transform:translateX(4px); }
.btn-primary{ background:var(--maroon); color:#fff7ec; box-shadow:var(--shadow-md); }
.btn-primary:hover{ background:var(--maroon-dk); transform:translateY(-2px); box-shadow:var(--shadow-lg); }
.btn-navy{ background:var(--navy); color:#f4eedf; box-shadow:var(--shadow-md); }
.btn-navy:hover{ background:var(--navy-deep); transform:translateY(-2px); box-shadow:var(--shadow-lg); }
.btn-ghost{ background:transparent; color:var(--navy); border-color:var(--rule); }
.btn-ghost:hover{ border-color:var(--navy); background:rgba(31,42,82,.04); transform:translateY(-2px); }
.btn-light{ background:var(--paper); color:var(--navy); }
.btn-light:hover{ background:#fff; transform:translateY(-2px); box-shadow:var(--shadow-md); }

/* ---- header ---------------------------------------------------------- */
.site-head{
  position:sticky; top:0; z-index:60;
  background:rgba(247,241,230,.86); backdrop-filter:saturate(140%) blur(10px);
  border-bottom:1px solid var(--rule);
}
.head-inner{ display:flex; align-items:center; gap:24px;
  max-width:var(--maxw); margin-inline:auto; padding:14px var(--gutter); }
.brand{ display:flex; align-items:center; gap:11px; text-decoration:none; flex-shrink:0; }
.brand img{ height:42px; width:auto; }
.brand .b-tag{ font-family:'Fraunces',serif; font-style:italic; font-size:.78rem;
  color:var(--maroon); display:none; }
.nav{ display:flex; align-items:center; gap:6px; margin-left:auto; }
.nav a{ color:var(--navy); text-decoration:none; font-weight:600; font-size:.98rem;
  padding:.5em .85em; border-radius:8px; position:relative;
  transition:color .2s var(--ease), background .2s var(--ease); }
.nav a:hover{ background:rgba(31,42,82,.05); }
.nav a.active{ color:var(--maroon); }
.nav a.active::after{ content:""; position:absolute; left:.85em; right:.85em; bottom:4px;
  height:2px; background:var(--maroon); border-radius:2px; }
.head-cta{ margin-left:8px; }
.nav-toggle{ display:none; background:none; border:1.5px solid var(--rule); border-radius:10px;
  width:44px; height:42px; cursor:pointer; margin-left:auto; align-items:center; justify-content:center; }
.nav-toggle span{ display:block; width:20px; height:2px; background:var(--navy); position:relative; }
.nav-toggle span::before,.nav-toggle span::after{ content:""; position:absolute; left:0; width:20px; height:2px; background:var(--navy); }
.nav-toggle span::before{ top:-6px; } .nav-toggle span::after{ top:6px; }

/* ---- HERO ------------------------------------------------------------ */
.hero{ position:relative; overflow:hidden;
  background:
    radial-gradient(120% 80% at 80% -10%, rgba(201,169,78,.10), transparent 60%),
    linear-gradient(180deg, var(--paper) 0%, var(--paper-2) 100%);
}
.hero-grid{ display:grid; grid-template-columns:1.05fr .95fr; gap:clamp(28px,4vw,64px);
  align-items:center; padding-block:clamp(48px,7vw,96px); }
.hero-eyebrow{ margin-bottom:18px; }
.hero h1{ margin-bottom:.35em; }
.hero h1 .ital{ font-style:italic; color:var(--maroon); font-weight:500; }
.hero-lead{ max-width:34ch; margin-bottom:1.6em; }
.hero-actions{ display:flex; flex-wrap:wrap; gap:14px; align-items:center; }
.hero-trust{ display:flex; align-items:center; gap:14px; margin-top:30px;
  padding-top:24px; border-top:1px solid var(--rule); }
.hero-trust .stars{ color:var(--gold); font-size:1.15rem; letter-spacing:1px; }
.hero-trust small{ display:block; color:var(--ink-soft); font-size:.86rem; }
.hero-trust strong{ color:var(--navy); }

/* framed photo, like a pressed almanac plate */
.hero-plate{ position:relative; }
.plate-frame{
  position:relative; border-radius:14px; overflow:hidden;
  border:1px solid var(--rule); box-shadow:var(--shadow-lg);
  background:var(--card); transform:rotate(-1.1deg);
  transition:transform .5s var(--spring);
}
.hero-plate:hover .plate-frame{ transform:rotate(0deg); }
.plate-frame img{ width:100%; height:100%; object-fit:cover; aspect-ratio:16/11; }
.plate-cap{
  position:absolute; bottom:14px; left:14px; right:14px;
  background:rgba(22,30,60,.82); color:#f3ecdd; backdrop-filter:blur(4px);
  font-family:'Fraunces',serif; font-style:italic; font-size:.9rem;
  padding:.55em .85em; border-radius:8px;
}
/* Erie co-brand badge floating on the plate */
.erie-badge{
  position:absolute; top:-16px; right:-14px; z-index:3;
  background:var(--erie); color:#fff; border-radius:12px;
  padding:.7em .95em; box-shadow:0 8px 22px rgba(0,95,172,.35);
  transform:rotate(2deg); transition:transform .5s var(--spring);
}
.hero-plate:hover .erie-badge{ transform:rotate(0deg) translateY(-2px); }
.erie-badge b{ display:block; font-family:'Fraunces',serif; font-weight:600; font-size:1.05rem; line-height:1; }
.erie-badge span{ display:block; font-size:.66rem; letter-spacing:.12em; text-transform:uppercase; opacity:.92; margin-top:3px; }

/* small "founded" wax-stamp motif */
.stamp{
  position:absolute; z-index:3; width:96px; height:96px; border-radius:50%;
  display:grid; place-items:center; text-align:center; color:var(--paper);
  background:var(--maroon); box-shadow:var(--shadow-md);
  border:2px dashed rgba(247,241,230,.55); transform:rotate(-8deg);
  font-family:'Fraunces',serif; line-height:1.05;
}
.stamp b{ font-size:1.55rem; display:block; }
.stamp small{ font-size:.56rem; letter-spacing:.18em; text-transform:uppercase; }

/* ---- "trust strip" of carriers -------------------------------------- */
.carrier-strip{ background:var(--navy); color:#e9e2d2; }
.carrier-strip .wrap{ padding-block:30px; }
.carrier-row{ display:flex; flex-wrap:wrap; align-items:center; justify-content:center; gap:14px 30px; }
.carrier-row .lbl{ font-family:'Fraunces',serif; font-style:italic; color:var(--gold-soft);
  font-size:1rem; margin-right:6px; }
.carrier-chip{ font-weight:600; letter-spacing:.02em; color:#f1e9d8; font-size:1.02rem;
  opacity:.9; position:relative; padding:.1em .1em; }
.carrier-chip.erie{ color:#9ecbff; }

/* ---- value cards ----------------------------------------------------- */
.cards{ display:grid; grid-template-columns:repeat(3,1fr); gap:22px; }
.card{
  background:var(--card); border:1px solid var(--rule-soft); border-radius:16px;
  padding:30px 28px; box-shadow:var(--shadow-sm);
  transition:transform .4s var(--spring), box-shadow .4s var(--spring), border-color .3s var(--ease);
}
.card:hover{ transform:translateY(-5px); box-shadow:var(--shadow-md); border-color:var(--gold-soft); }
.card .ico{ width:46px; height:46px; margin-bottom:16px; color:var(--maroon); }
.card h3{ margin-bottom:.3em; }
.card p{ color:var(--ink-soft); margin:0; font-size:1rem; }

/* ---- split feature (image + text) ----------------------------------- */
.split{ display:grid; grid-template-columns:1fr 1fr; gap:clamp(28px,5vw,72px); align-items:center; }
.split.rev .split-media{ order:2; }
.split-media{ position:relative; }
.framed{ border-radius:16px; overflow:hidden; border:1px solid var(--rule);
  box-shadow:var(--shadow-md); background:var(--card); }
.framed img{ width:100%; object-fit:cover; }
.media-note{ position:absolute; bottom:16px; left:16px;
  background:var(--paper); border:1px solid var(--rule); border-radius:10px;
  padding:.5em .8em; box-shadow:var(--shadow-sm);
  font-family:'Fraunces',serif; font-style:italic; color:var(--navy); font-size:.9rem; }
.split h2{ margin-bottom:.45em; }
ul.checks{ list-style:none; padding:0; margin:1.1em 0 1.4em; display:grid; gap:.7em; }
ul.checks li{ position:relative; padding-left:1.9em; color:var(--ink-soft); }
ul.checks li::before{ content:""; position:absolute; left:0; top:.42em; width:1.05em; height:1.05em;
  background:var(--pine); border-radius:50%;
  mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path fill='black' d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/></svg>") center/72% no-repeat;
  -webkit-mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path fill='black' d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/></svg>") center/72% no-repeat; }
ul.checks li b{ color:var(--navy); }

/* ---- quote / pull testimonial --------------------------------------- */
.quote-band{ background:
    linear-gradient(0deg, rgba(22,30,60,.92), rgba(22,30,60,.92)),
    url('porch.jpg') center/cover;
  color:#f2ead9; text-align:center; }
.quote-band .wrap{ max-width:880px; }
.bigquote{ font-family:'Fraunces',serif; font-style:italic; font-weight:500;
  font-size:clamp(1.6rem,3.6vw,2.7rem); line-height:1.25; color:#fbf4e4; margin:.3em 0 .6em; }
.bigquote .hl{ color:var(--gold-soft); }
.quote-by{ color:var(--gold-soft); font-weight:600; letter-spacing:.04em; }
.quote-stars{ color:var(--gold); font-size:1.3rem; letter-spacing:2px; margin-bottom:.4em; }

/* ---- locations teaser ----------------------------------------------- */
.loc-grid{ display:grid; grid-template-columns:1fr 1fr; gap:24px; }
.loc-card{ background:var(--card); border:1px solid var(--rule-soft); border-radius:16px;
  padding:30px; box-shadow:var(--shadow-sm); transition:transform .4s var(--spring), box-shadow .4s var(--spring); }
.loc-card:hover{ transform:translateY(-4px); box-shadow:var(--shadow-md); }
.loc-card .tag{ font-family:'Fraunces',serif; font-style:italic; color:var(--maroon); font-size:.95rem; }
.loc-card h3{ margin:.1em 0 .5em; }
.loc-card .row{ display:flex; gap:.6em; margin:.35em 0; color:var(--ink-soft); align-items:flex-start; }
.loc-card .row svg{ width:18px; height:18px; flex-shrink:0; color:var(--pine); margin-top:.25em; }
.loc-card a{ color:var(--navy); font-weight:600; text-decoration:none; }
.loc-card a:hover{ color:var(--maroon); }

/* ---- CTA band -------------------------------------------------------- */
.cta-band{ background:
    radial-gradient(110% 120% at 0% 0%, rgba(201,169,78,.18), transparent 55%),
    linear-gradient(135deg, var(--maroon) 0%, var(--maroon-dk) 100%);
  color:#fdf4e6; text-align:center; }
.cta-band h2{ color:#fff7ec; }
.cta-band p{ color:#f1ddc6; }
.cta-band .btn-light{ color:var(--maroon); }

/* ---- footer ---------------------------------------------------------- */
.site-foot{ background:var(--navy-deep); color:#cfc8b6; padding-block:54px 30px; }
.foot-grid{ display:grid; grid-template-columns:1.4fr 1fr 1fr 1.2fr; gap:34px; }
.site-foot h4{ color:#f0e8d6; font-family:'Fraunces',serif; font-weight:500; font-size:1.05rem; margin-bottom:.8em; }
.site-foot a{ color:#cfc8b6; text-decoration:none; display:block; margin:.32em 0; transition:color .2s; }
.site-foot a:hover{ color:var(--gold-soft); }
.foot-brand img{ height:40px; margin-bottom:14px; filter:brightness(0) invert(1) sepia(.2); }
.foot-brand p{ color:#a9a292; font-size:.96rem; max-width:30ch; }
.foot-bottom{ border-top:1px solid rgba(255,255,255,.12); margin-top:40px; padding-top:22px;
  display:flex; flex-wrap:wrap; gap:12px; justify-content:space-between; align-items:center;
  color:#8f8979; font-size:.85rem; }
.foot-bottom .erie-mini{ display:inline-flex; align-items:center; gap:8px; color:#9ecbff; font-weight:600; }
.foot-bottom .erie-mini::before{ content:""; width:11px; height:11px; border-radius:3px; background:var(--erie); }

/* ---- page banner (interior pages) ----------------------------------- */
.page-banner{ background:
    linear-gradient(180deg, var(--paper) 0%, var(--paper-2) 100%);
  border-bottom:1px solid var(--rule); position:relative; overflow:hidden; }
.page-banner .wrap{ padding-block:clamp(48px,7vw,84px); position:relative; z-index:2; max-width:820px; }
.page-banner h1{ margin-bottom:.25em; }
.page-banner .lead{ max-width:52ch; }
.page-banner .ridge{ position:absolute; inset:0; opacity:.10; z-index:1;
  background:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='1200' height='200'><path d='M0 160 Q150 90 320 130 T640 120 T980 110 T1200 130 V200 H0 Z' fill='%231f2a52'/></svg>") bottom/cover no-repeat; }

/* ---- coverage grid --------------------------------------------------- */
.cov-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:22px; }
.cov-card{ background:var(--card); border:1px solid var(--rule-soft); border-radius:16px;
  padding:28px 26px; box-shadow:var(--shadow-sm); position:relative; overflow:hidden;
  transition:transform .4s var(--spring), box-shadow .4s var(--spring), border-color .3s; }
.cov-card::before{ content:""; position:absolute; inset:0 auto 0 0; width:4px;
  background:linear-gradient(var(--maroon), var(--gold)); opacity:.0; transition:opacity .3s; }
.cov-card:hover{ transform:translateY(-5px); box-shadow:var(--shadow-md); border-color:var(--gold-soft); }
.cov-card:hover::before{ opacity:1; }
.cov-card .ico{ width:44px; height:44px; color:var(--pine); margin-bottom:14px; }
.cov-card h3{ font-size:1.3rem; margin-bottom:.3em; }
.cov-card p{ color:var(--ink-soft); font-size:1rem; margin:0; }
.cov-card .tagsm{ display:inline-block; margin-top:14px; font-size:.78rem; letter-spacing:.06em;
  text-transform:uppercase; font-weight:600; color:var(--maroon); }

/* carriers full row */
.carrier-cards{ display:grid; grid-template-columns:repeat(4,1fr); gap:18px; }
.carrier-card{ background:var(--card); border:1px solid var(--rule-soft); border-radius:14px;
  padding:22px; text-align:center; box-shadow:var(--shadow-sm); transition:transform .35s var(--spring), box-shadow .35s; }
.carrier-card:hover{ transform:translateY(-4px); box-shadow:var(--shadow-md); }
.carrier-card .nm{ font-family:'Fraunces',serif; font-weight:600; color:var(--navy); font-size:1.18rem; }
.carrier-card.erie .nm{ color:var(--erie); }
.carrier-card .ln{ color:var(--ink-soft); font-size:.9rem; margin-top:.3em; }
.carrier-card .badge-erie{ display:inline-block; margin-top:10px; font-size:.66rem; letter-spacing:.1em;
  text-transform:uppercase; font-weight:700; color:#fff; background:var(--erie); padding:.25em .6em; border-radius:6px; }

/* ---- team ------------------------------------------------------------ */
.team-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:24px; }
.team-card{ background:var(--card); border:1px solid var(--rule-soft); border-radius:16px;
  padding:0; overflow:hidden; box-shadow:var(--shadow-sm); transition:transform .4s var(--spring), box-shadow .4s; }
.team-card:hover{ transform:translateY(-4px); box-shadow:var(--shadow-md); }
.team-portrait{ height:170px; display:grid; place-items:center; position:relative;
  background:linear-gradient(160deg, var(--navy) 0%, var(--navy-deep) 100%); }
.team-portrait .mono{ font-family:'Fraunces',serif; font-weight:600; font-size:2.6rem; color:var(--gold-soft); }
.team-portrait.pine{ background:linear-gradient(160deg, var(--pine) 0%, #2c4234 100%); }
.team-portrait.brick{ background:linear-gradient(160deg, var(--maroon) 0%, var(--maroon-dk) 100%); }
.team-portrait .mono.dark{ color:#f3ecdd; }
/* illustrated portrait — hand-drawn feel */
.team-portrait{ height:188px; overflow:hidden; }
.team-portrait .pfig{ width:100%; height:100%; display:block; }
.team-portrait .badge-star{ position:absolute; top:12px; right:12px; width:30px; height:30px;
  background:var(--gold); color:var(--maroon-dk); border-radius:50%; display:grid; place-items:center;
  font-size:.95rem; box-shadow:var(--shadow-sm); z-index:2; }
.team-body{ padding:22px 24px 26px; }
.team-body .nm{ font-family:'Fraunces',serif; font-weight:600; font-size:1.3rem; color:var(--navy); }
.team-body .rl{ color:var(--maroon); font-weight:600; font-size:.92rem; letter-spacing:.02em; margin:.1em 0 .6em; }
.team-body p{ color:var(--ink-soft); font-size:.96rem; margin:0; }
.team-body .star{ color:var(--gold); }

/* ---- locations page detail ------------------------------------------ */
.office-block{ display:grid; grid-template-columns:1.05fr .95fr; gap:clamp(26px,4vw,56px); align-items:stretch; }
.office-block.rev .office-map{ order:-1; }
.office-info{ background:var(--card); border:1px solid var(--rule-soft); border-radius:18px;
  padding:clamp(26px,3vw,40px); box-shadow:var(--shadow-sm); }
.office-info h2{ margin-bottom:.1em; }
.office-info .tag{ font-family:'Fraunces',serif; font-style:italic; color:var(--maroon); }
.detail-row{ display:flex; gap:.8em; padding:.7em 0; border-bottom:1px dashed var(--rule); align-items:flex-start; }
.detail-row:last-child{ border-bottom:0; }
.detail-row svg{ width:20px; height:20px; color:var(--pine); flex-shrink:0; margin-top:.2em; }
.detail-row .k{ color:var(--ink-soft); font-size:.8rem; letter-spacing:.08em; text-transform:uppercase; }
.detail-row .v{ font-weight:600; color:var(--navy); }
.detail-row .v a{ color:var(--navy); text-decoration:none; }
.detail-row .v a:hover{ color:var(--maroon); }
.office-map{ border-radius:18px; overflow:hidden; border:1px solid var(--rule); box-shadow:var(--shadow-sm);
  min-height:340px; }
.office-map iframe{ width:100%; height:100%; min-height:340px; border:0; display:block; filter:saturate(.9) sepia(.06); }

/* ---- form ------------------------------------------------------------ */
.form-card{ background:var(--card); border:1px solid var(--rule-soft); border-radius:20px;
  padding:clamp(26px,4vw,48px); box-shadow:var(--shadow-md); }
.form-grid{ display:grid; grid-template-columns:1fr 1fr; gap:18px; }
.field{ display:flex; flex-direction:column; gap:.4em; }
.field.full{ grid-column:1 / -1; }
.field label{ font-weight:600; color:var(--navy); font-size:.92rem; }
.field input,.field select,.field textarea{
  font-family:inherit; font-size:1rem; color:var(--ink);
  background:var(--paper); border:1.5px solid var(--rule); border-radius:11px;
  padding:.72em .9em; transition:border-color .2s var(--ease), box-shadow .2s var(--ease); }
.field textarea{ resize:vertical; min-height:120px; }
.field input:focus,.field select:focus,.field textarea:focus{
  outline:none; border-color:var(--maroon); box-shadow:0 0 0 4px rgba(126,48,12,.12); }
.form-note{ color:var(--ink-soft); font-size:.88rem; margin-top:1em; }

/* aside cards on quote page */
.aside-card{ background:var(--navy); color:#e9e2d2; border-radius:18px; padding:32px; box-shadow:var(--shadow-md); }
.aside-card h3{ color:#f3ecdd; }
.aside-card .stars{ color:var(--gold); font-size:1.25rem; letter-spacing:2px; }
.aside-card .ph{ font-family:'Fraunces',serif; font-size:1.5rem; color:#fff; text-decoration:none; display:inline-block; margin:.2em 0; }
.aside-card .ph:hover{ color:var(--gold-soft); }
.aside-card ul{ list-style:none; padding:0; margin:1em 0 0; }
.aside-card li{ padding:.4em 0 .4em 1.6em; position:relative; color:#d8d0bf; }
.aside-card li::before{ content:"✓"; position:absolute; left:0; color:var(--gold-soft); font-weight:700; }

/* the "two-up" steps */
.steps{ display:grid; grid-template-columns:repeat(3,1fr); gap:22px; counter-reset:step; }
.step{ background:var(--card); border:1px solid var(--rule-soft); border-radius:16px; padding:28px; box-shadow:var(--shadow-sm); position:relative; }
.step .n{ font-family:'Fraunces',serif; font-weight:600; color:var(--gold);
  font-size:2.4rem; line-height:1; display:block; margin-bottom:.2em; }
.step h3{ font-size:1.2rem; } .step p{ color:var(--ink-soft); margin:0; font-size:.98rem; }

/* fade-up on load */
@media (prefers-reduced-motion:no-preference){
  .reveal{ opacity:0; transform:translateY(18px); animation:rise .8s var(--spring) forwards; }
  @keyframes rise{ to{ opacity:1; transform:none; } }
}

/* ---- responsive ------------------------------------------------------ */
@media (max-width:980px){
  .foot-grid{ grid-template-columns:1fr 1fr; gap:28px; }
  .cards,.cov-grid,.team-grid,.steps{ grid-template-columns:repeat(2,1fr); }
  .carrier-cards{ grid-template-columns:repeat(2,1fr); }
}
@media (max-width:820px){
  .nav,.head-cta{ display:none; }
  .nav-toggle{ display:flex; }
  .site-head.open .nav{ display:flex; position:absolute; top:100%; left:0; right:0;
    flex-direction:column; align-items:stretch; gap:2px; background:var(--paper);
    border-bottom:1px solid var(--rule); padding:10px var(--gutter) 18px; box-shadow:var(--shadow-md); }
  .site-head.open .nav a{ padding:.8em .6em; }
  .site-head.open .head-cta{ display:block; margin:8px var(--gutter) 16px; }
  .hero-grid{ grid-template-columns:1fr; gap:36px; }
  .hero-plate{ max-width:520px; margin-inline:auto; }
  .split,.office-block,.office-block.rev{ grid-template-columns:1fr; }
  .split.rev .split-media{ order:0; }
  .office-block.rev .office-map{ order:0; }
  .loc-grid{ grid-template-columns:1fr; }
  .form-grid{ grid-template-columns:1fr; }
}
@media (max-width:540px){
  body{ font-size:16px; }
  .cards,.cov-grid,.team-grid,.steps,.carrier-cards{ grid-template-columns:1fr; }
  .foot-grid{ grid-template-columns:1fr; }
  .hero-trust{ flex-wrap:wrap; }
  .stamp{ width:80px; height:80px; }
  .erie-badge{ right:8px; }
}